Insurance by states
ZEMCAR provides automobile coverage when the Application is active and when you are providing Services. Coverage includes USD $20,000 bodily injury per person (USD $40,000 per accident), and USD $5,000 property damage. ZEMCAR also carries a general liability policy for USD $1,000,000. However, you understand and acknowledge that the insurance provided by ZEMCAR does not excuse the insurance requirement that you maintain your own insurance, as specified.